Steve and Laura have an accidental encounter in their birthday suits; Hariette unwraps an expensive gift she thinks Carl bought her for her anniversary. While they both get ready to take a shower, Steve and Laura accidentally see each other naked in the bathroom-a traumatic experience for both of them. Meanwhile, Carl's neighbor, Larry Johnson, asks Carl to hold onto an expensive diamond bracelet because Larry's wife is a snoop. But when Harriette finds it, she thinks Carl bought it for her anniversary gift, and he has some explaining to do.